Capologist / NFL contract fileSan Francisco 49ers

Jacob Cowing Contract

Jacob Cowing signed a four-year, $4.55 million contract with the San Francisco 49ers. The deal includes $528,708 guaranteed. It carries a $1.21 million cap hit in 2026.

Contract record last updated .

4-year contract$4.55M
Guaranteed
$528,708
Average / year
$1.14M
Free agency
2028 UFA
Wide Receiver #6Age 253 NFL seasons5' 9" / 171 lbsArizona
Jacob Cowing headshotSan Francisco 49ers logo
SFWR / 6

2026 contract ledger

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Jacob Cowing current contract summary
2026$1,075,000$132,177$1,075,000$0$1,207,177

Cap hit: The total amount charged against the team salary cap for this league year.

View full accounting breakdown13 contract fields
Jacob Cowing current contract annual cash and salary-cap ledger
YearBase salarySigning prorationOption bonusOption prorationRoster bonusPer-game bonusWorkout bonusAvailable incentivesCap incentivesGuaranteed salaryCash dueCap hit
2026contract$1,075,000$132,177$0$0$0$0$0$0$0$0$1,075,000$1,207,177
Cap equation · 2026BASE $1,075,000 + SIGNING $132,177 + OPTION PRORATION $0 + ROSTER $0 + PER-GAME $0 + WORKOUT $0 + CAP INCENTIVES $0=$1,207,177

Career cash flow

Earned through 2025Hatched bars are scheduled, not yet earnedSwipe across seasons →
$1.32M$661,854$0
SF2024–2027
BaseSigningRosterRestructureOptionOther earnedBonus mixNew dealScheduled
CASH · 2026=BASE $1,075,000 + SIGNING $0 + ROSTER $0 + RESTRUCTURE $0 + OPTION $0 + WORKOUT $0 + EARNED INCENTIVES $0$1,075,000

Annual career ledger

Swipe for annual and career totals →

Jacob Cowing complete annual career earnings ledger
SeasonSalaryBonuses and cash adjustmentsPotentialCash totals
YearAgeTeamBase salarySigningRosterRestructureOptionWorkoutIncentives paidOther cashAvailableAnnual cashCareer cash
2024NEW DEAL23SF$795,000$528,708$0$0$0$0$0$0$0$1,323,708$1,323,708
202524SF$515,000$0$0$0$0$8,820$0$0$0$523,820$1,847,528
2026SCHEDULED25SF$1,075,000$0$0$0$0$0$0$0$0$1,075,000$2,922,528
2027SCHEDULED26SF$1,190,000$0$0$0$0$0$0$0$0$1,190,000$4,112,528
Career totals$3,575,000$528,708$0$0$0$8,820$0$0$0$4,112,528$4,112,528

Contract history

1 reported agreements · guarantees at signing

  1. 20242024
Career cash shown: $1.85M · Projected under current schedule: $4.11M